2024 Discover student credit card reddit

Discover student credit card reddit

Author: ffzj

August undefined, 2024

WebWhen I was in school and had no credit history (resulting in a low credit score) I got a Discover card, aimed at students. It was one of those annoying "preapproved!" mailers, but it didn't have any fees or anything and also had rewards options so I figured I'd give it a try. I was approved no problems. WebStudent Credit Cards Build credit history during college with one of our best credit cards for students. Discover student credit cards let you earn cash back rewards and start building a credit history while you're in college. You can also view your FICO Credit Score for free. 1 No annual fee, No credit score required to apply * Student Cash Back

I just got a Discover Student Credit card, lots of people are ... - reddit

WebDiscover Student Card $100 bonus. If you're looking to apply for a Discover Student it Cashback Card, apply through my Referral and you get a $100 Statement Credit after you make your first purchase within 3 months. No credit history is required. Use link below. refer [dot]discover [dot]com/s/hbawwm. Vote. WebHello! I am currently 19 years old and finished with my freshman year of college. I have three credit cards, Discover It Student, Capital One Platinum and AMEX Gold. I was like you when building my credit, eager to apply for bigger cards (Chase, AMEX). I recommend that you wait until your score is about 690 before applying to AMEX. philadelphia pa. weather now and tomorrow

Is the Discover IT cards worth it? : r/CreditCards - reddit

WebHaving a credit card can sometimes make temptations hard to resist. Having self-control and only paying for what you can afford will lead to establishing good credit habits. Keep your Utilization low - Preferably you want to keep your utilization under 10%, but as long as it is below 30% you are fine. WebHere's what you do - stop applying for unsecured credit cards, save up a bit of money ($500 will do), and open a secured credit card to start building credit history. You have no prior credit so they rejected you. You need to build a credit history first before you can re-apply for a credit card. WebMy credit score is 672 according to credit karma. Besides my Discover CC, I have $9,286 in student loans and graduating in Spring of 2024 in Business (Hospitality & Tourism). By the time I graduate it be between $12k-14k, and if Biden student loan relief comes thru it … philadelphia paying pregnant women

Discover student credit card: first card? Chances of approval?

5 Hacks I Learned From Reddit That Helped Me Save $2,500 …

WebI'm 24 now and have a 760 credit score; I started building credit at 18 with a discover student card which doesn't require a high credit score but your limit will be like $500-1000. It is definitely worth getting a credit card if you're smart/disciplined; understand you are only using it to build up your credit and NEVER buy anything that you ... WebDiscover It Student. This is my very first credit card. I put my income down as only $3,000 annually and that I don't pay any rent (live with my parents). I was pleasantly surprised when they gave me a $1,500 limit! That seems way too high to me so I'm wondering if I messed up and accidentally added an extra zero to my income or something. philadelphia pa weekend weatherWebCongrats on the card and taking a step to build your credit score! The 10/20/30% utilization a big fat myth. Unless you’re planning to apply for a new line of credit in 1-2 months, credit utilization doesn’t matter. It supposed to fluctuate every month, can easily be manipulated, and holds no memory on one’s credit score. philadelphia paws adoption

"WebDiscover is a great first lender. I wouldn't go with capital one because they have a history of never refunding card deposits. If you can get a student card with capital one then that won't be a issue. Both lenders have a pre approval tool so you should use that when you have your credit unfrozen. " - Discover student credit card reddit

Discover student credit card reddit

Discover it® Student Cash Back Card Discover

WebOne Reddit user mentioned that to save money, they use their checking account as their "cash" for the month. They put a certain amount in every month (or week) and that's what they allow... WebDiscover Student Card... Little official income Hey everyone. Thanks for the help. I know very little about this stuff, so any help is appreciated. I got an offer for a discover credit card with no APR for 14 months and my parents suggesting looking into it to build credit. I was applying but it asks for my income and rent.

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WebDiscover It Student and the Citi Thankyou Student, as mentioned previously, are good examples. Check out NerdWallet for other options. Reward credit cards are hard to get until you credit score is comfortably 700+. It'll be awhile before you qualify for the best cash back and points card. More posts from r/personalfinance 17M subscribers WebAs you build your credit score and get older, try to keep your credit card utilization at 30% (I.e, if your credit card limit is $1000, try not to have a balance over $300 most months). I love my Discover card! It’s by far my favorite card to …

WebDec 5, 2024 · Discover it Student - Best Starter Credit Card. This was the first credit card I ever got when I started my freshman year. I cannot tell you how much value I have … WebMy Ukrainian credit card used to have 45000 UAH (about 1500 USD) available credit. Now, once war with Russia started, my bank decreased credit limit to only 10000 UAH (about 330 USD). Yes, it is as small as it sounds, only enough to go to …

WebDiscover It Credit Card $100 Referral bonus (Students and Non-Students) No Credit History Required. If you're looking to apply for a Discover Student it Cashback Card, apply through my Referral and you get a $100 Statement Credit after you make your first purchase within 3 months. No credit history is required.

WebI received mine in January 2024. I was 18 with 0 credit history and no credit score. My income was like $12,000 and I was approved for a $750 credit lin Search “Discover it Student preapproval” i plugged in my info to their website and was pre approved. You can use it to see for yourself

WebI applied for a Discover Student card, It's not a secured card, but didn't require a security deposit for a $500.00 line of credit as long as I had proof of my admissions to my chosen University that I'll be attending in the fall. Anyway, I'm looking to have this card until I can build enough credit and get a better card with a lower interest rate. philadelphia pay parking ticket onlineWebThe Discover virtual assistant also said ‘Right now, we're not able to change the type of Discover card account you have. We're working on improving that experience but can't say when it will be available again.’ so no product changes for a while, which sucks cause I wanted that 5% on Amazon More posts you may like r/Crypto_com Join • 2 yr. ago philadelphia pa wedding venuesWebCashback Match. Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year. 1 So you could turn $50 cash back into $100. Or $100 into $200. There's no minimum spending or … philadelphia pa workers comp lawyerWebThe first credit card I got was a Bank of America Cash Rewards card. It is quite a good one. 3% back on groceries, 2% on gas, and 1% on everything else. Plus if you deposit your rewards into a B of A checking account, you get a 10% bonus on all the rewards. So basically you're looking at 3.3%/2.2%/1.1% for the same categories. philadelphia pa what time is itWebStudent Credit Cards Build credit history during college with one of our best credit cards for students. Discover student credit cards let you earn cash back rewards and start … philadelphia pa websiteWebDiscover It is an all-around great rewards card with no annual fee for beginner or student for building credit. The card is also wonderful with credit limit increases. I went from $500 -> $3500 -> $9500 in two years. I highly recommend this card. philadelphia pay my water billWebThey pay me $7-25/month to use their card, I don't pay any interest, and they show my FICO score as 747 at the moment. One thing about Discover is that they increase your credit line without asking or notifying you. This can be a benefit or drawback depending on how you utilize your card. 1. Reply. philadelphia paycheck tax